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Consulates across Spain in particular have first hand experience of the distress caused to young people who suffer accidents, only to find out that they can´t get home or they face a hefty medical bill because their insurance policy fails to cover dangerous sports!
Holidays in warm weather make Britons more confident, especially if they are on holiday with their peers and so are more inclined to try new things - this could also be party due to peer pressure.
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Popular activity on the Costa Blanca |
When taking part in any of these type of sports and activities you always have to sign a disclaimer from the company stating that they are not liable for any accidents or injury sustained during the hire period. The average claim for a personal accident is seven and a half thousand pounds according to a survey carried out by the Post Office, so it´s all the more important to get the right cover for a trip, including adventurous activities.
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You MUST present both |
If needing to use your EHIC card you must either go to the Centro de Salud (Health Centre) or the Hospital Marina Baixa in Villa Joyosa - the cards will NOT be accepted at either of the two private hospitals in Benidorm - Hospital Clinica Benidorm or IMED Levante. You only had to watch the cases turning up on the Channel 5 programme "Benidorm ER" which followed unfortunate Brits who had been injured whilst on holiday here. If you need to use your EHIC remember that you have to produce the actual card and your passport together - they will not accept one without the other.
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Card machine at the Rincon de Loix health centre |
Another very important point to remember about private travel insurance is that they will NOT cover you if they find out that you were intoxicated (drunk) when the accident happened. Many young Brits drink to excess, especially as the alcohol is so much cheaper here than back in the UK and do silly things, egged on by their friends. Yes by all means enjoy and have a good time but be careful!
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